Commercial lenders

American AgCredit

Farm Credit System cooperative financing farmland, agribusiness, and rural property across seven states, with capital markets lending nationwide.

Angel Oak Mortgage Solutions

Non-QM wholesale lender offering DSCR investor loans and bank statement programs.

Apollo Trust Company

Western Pennsylvania community bank offering commercial real estate loans and investment property financing with local decisions.

• Bank

Arizona Financial Credit Union

Phoenix credit union and SBA preferred lender offering commercial real estate acquisition, construction, and refinance loans.

• Credit union
• SBA
• Cash-out refinance

Bank Michigan

Southeast Michigan bank lending on owner-occupied and income property including apartment rentals, student housing, and retail, plus SBA 7(a).

• Bank
• Portfolio
• SBA
• Cash-out refinance

BankPlus

Mississippi-based bank offering land acquisition, construction, and permanent commercial real estate financing and refinancing.

• Bank
• Portfolio
• Cash-out refinance

BankSouth

Georgia bank with an investment real estate program covering retail, office, industrial, multifamily, hospitality, assisted living, and self-storage.

• Bank

Byline Bank (SBA)

Chicago community and commercial bank whose Small Business Capital division originates SBA 7(a) and SBA 504 loans.

• Bank
• SBA
• Recourse

Capital Farm Credit

Texas agricultural lending cooperative financing farm and ranch land, recreational land, rural homes and agribusiness, and returning patronage to member borrowers.

Celtic Bank

Salt Lake City bank and top-ten national SBA lender financing business acquisition, construction, equipment and commercial real estate.

• Bank
• SBA
• Recourse

Citizens State Bank (Ouray)

Western Slope Colorado community bank financing commercial property purchases, refinances and commercial land from Ouray.

• Bank
• Cash-out refinance

Cogent Bank

Florida bank with commercial real estate lending, net lease and specialty industry banking, private banking and trust services.

• Bank
• Portfolio
• SBA
• Cash-out refinance

Community Banks of Colorado

Colorado bank with a commercial real estate group financing investment property acquisition, construction, development, and repositioning.

• Bank
• Portfolio

Compeer Financial

Farm Credit cooperative financing farmland, agribusiness, and rural properties in the Upper Midwest.

Consumers National Bank

Northeast Ohio bank with 3- to 20-year commercial real estate loans on office, retail, apartment, hotel, and industrial buildings.

• Bank

CoreVest Finance

Lender to residential rental investors: portfolio and 30-year DSCR term loans, bridge, fix-and-flip lines, and construction. A subsidiary of Redwood Trust, Inc.

Deephaven Mortgage

Non-QM lender offering DSCR investor loans and alternative documentation mortgage programs.

Emprise Bank

Wichita bank offering business real estate loans for investment property, construction, and land development with fixed and variable rates.

• Bank
• Portfolio

Exchange Bank & Trust

Family-owned northeast Kansas community bank, operating since 1856, with commercial real estate purchase, refinance, and construction loans.

• Bank

F&M Bank (Oklahoma)

Family-owned Oklahoma City bank lending on retail, shopping center, office, industrial, hospitality, multi-family, and one-to-four-family property.

• Bank
• Cash-out refinance

Farm Credit Mid-America

Farm Credit association lending on rural land, farms, and country property in four states.

Farm Credit Services of America

Customer-owned Farm Credit cooperative financing farmland, ag operations and rural homes in Iowa, Nebraska, South Dakota and Wyoming.

Farmers Bank of Kansas City

Kansas City metro bank financing owner-occupied and investment property including retail, office, warehouse, industrial and multi-family, with SBA programs.

• Bank
• SBA
• Cash-out refinance

Field & Main Bank

Kentucky and Indiana community bank, now part of Stock Yards Bank & Trust, with an investment property loan for leased or renovate-and-resell property.

• Bank

First Carolina Bank

North Carolina bank with a commercial real estate division serving developers and investors in multifamily, industrial, medical office, storage, and retail.

• Bank
• Portfolio

First Commonwealth Bank

Pennsylvania and Ohio bank financing investment property up to 80% of value, with commercial mortgages from $25,000.

• Bank
• SBA
• $25k+

First Federal Community Bank (Dover, OH)

Dover, Ohio community bank with commercial real estate purchase, refinance and construction loans for owner-occupied or investment property.

• Bank

First Financial Bank (Arkansas)

Arkansas bank lending on the purchase, refinance, or construction of office, warehouse, and farm property in Arkansas and Mississippi.

• Bank

First State Bank (Gainesville, TX)

North and Central Texas community bank financing commercial acquisition, construction, land, and tenant finish-out for business owners and investors.

• Bank
• Portfolio

Frost Bank

San Antonio-based Texas bank offering commercial, small business and personal banking, with loans, treasury management, insurance and investments.

• Bank
• Portfolio

Georgia Banking Company

Atlanta bank with a commercial real estate group lending on stabilized, value-add, and ground-up projects including multifamily and self-storage.

• Bank
• Portfolio

Georgia's Own Credit Union

Atlanta credit union financing owner-occupied and rental or investment commercial property, with SBA 7(a) and 504 loans also available.

• Credit union
• SBA

Greater Nevada Credit Union

Carson City, Nevada credit union serving members statewide, with mortgage, commercial lending and wealth management affiliates.

Griffin Funding

Direct lender offering DSCR investor loans, bank statement mortgages, and VA products.

Home Federal Bank of Tennessee

Knoxville bank financing construction and permanent loans on income-producing property including multifamily, self-storage, and hospitality.

• Bank
• Portfolio
• SBA

Huntington National Bank (SBA)

Columbus, Ohio regional bank that is a top SBA 7(a) lender by loan count, with commercial real estate lending across the Midwest.

• Bank
• SBA
• Recourse

Indiana Members Credit Union

Indianapolis credit union financing investment and owner-occupied property including anchored retail, warehouses, mini-storage, and residential investment.

• Credit union

LCNB National Bank

Southwest Ohio bank with conventional and SBA financing for owner-occupied and investment real estate, terms up to 25 years.

• Bank
• SBA

Live Oak Bank

Branchless Wilmington, North Carolina business bank: SBA, USDA and conventional lending nationwide, plus business checking, savings and CDs.

• Bank
• SBA
• Recourse

Mainstreet Community Bank of Florida

DeLand, Florida community bank offering commercial mortgages up to 20 years for retail, industrial, and multifamily property.

• Bank
• Portfolio

Merchants Capital

Bank-backed agency lender and tax credit syndicator active in 47 states, offering bank balance-sheet, Fannie Mae, Freddie Mac, and HUD financing.

• Agency
• Bank

Mid Penn Bank

Pennsylvania bank providing commercial real estate and construction financing for individuals, developers, and investors in Pennsylvania and New Jersey.

• Bank
• Portfolio
• SBA

Mid-Missouri Bank

Springfield, Missouri bank with commercial real estate loans for owner-occupied or investment property across southwest Missouri.

• Bank
• Portfolio

National Bank of Arizona

Arizona division of Zions Bancorporation with a small commercial real estate program up to $3 million for investor retail, office, multifamily, and industrial property.

• Bank
• Portfolio
• SBA
• $3M
• Cash-out refinance

Nova Bank

Huntsville, Alabama community bank chartered in 2024, lending for acquiring, refinancing and developing commercial real estate in North Alabama.

• Bank

One Florida Bank

Florida community bank offering commercial real estate purchase, refinance, construction and bridge loans, income-producing property loans, and SBA lending.

• Bank
• SBA

Priority Bank

Northwest Arkansas community bank with commercial real estate loans for owner-occupied or investment property and local decision-making.

• Bank

Pryority Bank

Tulsa bank lending to Oklahoma investors on office, retail, apartment, and residential investment property, including fix-and-flip and DSCR structures.

• Bank
• DSCR
• SBA
• Recourse
• Cash-out refinance

PS Bank

North-central and northeastern Pennsylvania bank with commercial mortgages up to 20 years, construction loans, and SBA 7(a) and 504 lending.

• Bank
• SBA

Seacoast Bank

Florida community and commercial bank, founded 1926, lending on income-producing and owner-occupied commercial real estate across Florida and Georgia.

• Bank
• SBA
• Cash-out refinance

SouthState Bank

Southeastern regional bank with a dedicated investment real estate lending group covering retail, office, industrial, mixed-use, and rental communities.

• Bank

Southwest Heritage Bank

Tucson bank with commercial real estate loans to build, buy, or refinance property in Arizona and New Mexico at up to 75% loan-to-value.

• Bank
• Portfolio
• SBA
• Recourse

Tennessee State Bank

Pigeon Forge community bank lending on commercial property, residential investment property, and vacation and long-term rentals.

• Bank

Texas Regional Bank

Texas bank providing construction, land development, and permanent financing for commercial and multifamily property across the state.

• Bank

TexasBank

Brownwood-based Texas bank offering commercial real estate purchase, construction, and refinance loans with local decision-making.

• Bank

The Bank of South Carolina

Charleston community bank offering owner-occupied and investment property loans with local credit decisions.

• Bank

The Callaway Bank

Mid-Missouri community bank lending on income-producing property from multifamily and strip centers to industrial and office.

• Bank
• Portfolio
• SBA

The National Bank of Indianapolis

Locally owned Indianapolis bank offering construction, bridge, and long-term commercial real estate financing with local decision-makers.

• Bank
• Portfolio

TNBANK

East Tennessee community bank with commercial real estate loans for owner-occupied or investment property and local underwriting.

• Bank
• Portfolio
• SBA

Triad Bank

Tulsa, Oklahoma community bank founded in 1983, specialising in commercial and SBA lending alongside mortgages and personal banking.

• Bank
• SBA

Union Bank of Mena

West Central Arkansas community bank lending on commercial property for purchase, refinance, renovation and construction, with local credit decisions.

• Bank
• Portfolio

United Bank of Michigan

Grand Rapids community bank financing owner- and non-owner-occupied commercial property, including apartments, retail, warehouse and light industrial.

• Bank
• Portfolio

Visio Lending

DSCR rental lender financing single-family and short-term rental properties for investors.