First Federal Community Bank (Dover, OH)

First Federal Community Bank, National Association, is a Dover, Ohio bank lending across northeast Ohio. Its commercial real estate loans cover the purchase, refinance or construction of commercial property, for owner-occupied or investment use, with repayment terms customised to the business and lending decisions and processing handled locally.

Business lending also includes term loans, lines of credit, equipment loans and business credit cards, with commercial loan officers listed by name and NMLS identifier on the site. Deposit and cash management products cover business checking tiers, business money market accounts and CDs, SEP IRAs, remote deposit capture, ACH and payroll services, and credit card processing through Elan Financial Services.

The bank has conducted business in Tuscarawas County since it was incorporated in 1898 as the Dover Building & Loan Company. It obtained a federal savings and loan charter in 1937, converted to a federal savings bank charter in 1983, adopted its present name in August 2001 and converted to a national bank charter in February 2012. It operates locations in Dover, New Philadelphia, Uhrichsville, Berlin, Mt. Hope, Sugarcreek and Canton, Ohio, including a Financial Education Center at its Dover headquarters.

It is wholly owned by FFD Financial Corporation, an Ohio bank holding company formed in 1996. The bank is supervised by the Office of the Comptroller of the Currency and the FDIC, and is a member of the Federal Home Loan Bank of Cincinnati and the Federal Reserve Bank of Cleveland. Rates, loan minimums, eligible property types and recourse terms are not published.