Lenders
TexasBank
TexasBank is a Texas community bank whose commercial real estate lending covers straightforward purchases, business acquisitions, rental income property, construction, and refinancing. The product page frames the offer around three things: a range of loan products with flexible terms and repayment options, competitive interest rates, and local loan officers who guide the application.
Borrowers work with a named commercial lender rather than a central underwriting desk; the bank states that loan decisions are made in Texas. Alongside commercial real estate the business side of the bank offers business term loans, Small Business Administration loans, and business lines of credit.
Operating accounts and treasury services sit next to the lending: business checking tiers, an executive money market account, ACH origination for payroll, vendor, and recurring customer payments, remote deposit capture, merchant card processing, and treasury management support. Branches and ATMs are found through an online locator that also covers surcharge-free Allpoint ATMs.
The bank traces its story to 1889 and describes four generations of family involvement. It is FDIC-insured and publishes NMLS #539097 and routing number 111902424. The commercial real estate page publishes no rates, loan minimums or maximums, loan-to-value limits, amortisation terms, recourse terms, or investor-property eligibility; confirm those with a commercial lender.
Best for
Texas business owners and investors buying, building, or refinancing commercial property who want a bank making credit decisions locally. Not a fit for borrowers outside the bank's Texas footprint or anyone who needs published terms up front.
What they do
- Commercial real estate purchase loans
- Construction lending
- Commercial real estate refinancing
- Business acquisition financing
- Small Business Administration (SBA) loans
- Business term loans
- Business lines of credit
- ACH origination services
- Remote deposit capture
- Merchant card processing
- Treasury management services
- Business checking and money market accounts
Details
| Attribute | Value |
|---|---|
| Founded | 1889 |
| Licenses | NMLS #539097 |
| Lender type | Bank |
What stands out
- Traces its origins to 1889 and describes four generations of family involvement in the bank.
- States that commercial real estate loan decisions are made in Texas by local loan officers.
- FDIC-insured; publishes NMLS #539097 and routing number 111902424 on every page.
- Customers get surcharge-free Allpoint ATM access alongside the bank's own branch and ATM network.