Lenders
Mid Penn Bank
Mid Penn Bank provides commercial real estate lending for individual borrowers, developers, and investors, together with financing for the construction of commercial property types. It is a full-service community bank rather than a specialist real estate lender, so the same relationship covers deposits, treasury services, and other credit.
Business lending runs from commercial loans and lines of credit to SBA loans, agricultural loans, and merchant services, handled by local lenders and treasury professionals. The bank also offers trust and investment services, insurance products, wealth management, and private banking, and maintains specialised accounts for nonprofit and government organisations.
The bank was founded in 1868 as The Millersburg Trust Company in Millersburg, Pennsylvania, and now operates Financial Centers throughout Pennsylvania and central and southern New Jersey. Assets have grown to approximately $7 billion, and parent company Mid Penn Bancorp, Inc. is publicly traded on Nasdaq under the symbol MPB.
Loan minimums, recourse terms, rate structures, and cash-out policy are not published, and the site does not say whether the bank lends on manufactured housing communities, RV parks, or self-storage. Confirm both with a commercial lender in the market where the property sits.
Best for
Pennsylvania and New Jersey developers, investors, and owner-occupants who want a community bank for a commercial mortgage or construction loan alongside deposit and treasury services. Not a fit outside that footprint.
What they do
- Commercial real estate loans
- Commercial construction financing
- Commercial loans and lines of credit
- SBA loans
- Agricultural loans
- Treasury management and merchant services
- Trust and wealth management
- Private banking
- Nonprofit and government banking
Details
| Attribute | Value |
|---|---|
| Founded | 1868 |
| Ownership | Public |
| Lender type | Bank, Portfolio, SBA |
What stands out
- Founded in 1868 as The Millersburg Trust Company in Millersburg, Pennsylvania.
- Parent company Mid Penn Bancorp, Inc. is publicly traded on Nasdaq under the symbol MPB.
- Assets have grown to approximately $7 billion.
- Financial Centers operate throughout Pennsylvania and central and southern New Jersey.
- Reports investing $2,783,906 in local communities through donations and sponsorships during 2025.