Mainstreet Community Bank of Florida

Mainstreet Community Bank of Florida is an independent, FDIC-insured, locally operated full-service community bank headquartered in DeLand, Florida, with branches across Central Florida. Its stated vision is to be the model for community banking throughout the region.

Commercial real estate mortgages may be used for the purchase, renovation, construction or addition to any property used for commercial, retail, industrial or multi-family purposes. Rates and terms are established with monthly or quarterly payments amortized for periods up to 20 years, and all loans are subject to credit approval. A commercial loan application can be downloaded from the site or obtained from a local branch office.

Alongside commercial lending the bank offers residential mortgages through a mortgage team, deposit accounts including savings, money market and certificates of deposit, treasury management, online and mobile banking, and IRA products. Branch and contact listings cover downtown DeLand and North Spring Garden, Orange City, John Knox Village, East Volusia, Clermont, Ocala, Longwood and Oviedo, with a branch locator, a toll-free line on (800) 983-3454 and 24-hour telephone banking.

The bank's NMLS number is 402783 and it is an Equal Housing Lender. Loan minimums, recourse terms, rate structure and cash-out policy are not published; speak to a branch lender for those.