Farmers Bank of Kansas City

Farmers Bank of Kansas City is a branch of Farmers Bank & Trust serving the Kansas City metro from offices in Overland Park and Olathe, Kansas. It lends to companies of all sizes and pairs commercial real estate financing with deposit, treasury and mortgage services.

Commercial real estate loans may be structured for retail, office, warehouse and industrial buildings and multi-family projects. Uses named include purchase of owner-occupied or investment property, new residential and commercial construction, land acquisition and development, renovation of a current property, and refinance of an existing loan. Business lending also covers working capital loans and lines of credit, and the bank is an SBA lender offering SBA Express and SBA 504 loans, which it says can mean lower down payments, longer repayment terms and higher loan to value.

The bank traces its roots to Farmers State Bank of Albert, which opened in 1907 in a small central Kansas farming community. The Robbins family bought it in 1971, expanded to Overland Park in 2001 and moved into the current facility at 143rd and Metcalf in 2007, and opened the bank's ninth branch in Olathe in 2014. Under family ownership the bank has grown from $4 million to well over $900 million in assets, with capital of over $200 million.

Loan minimums, rate structures and recourse terms are not published; the bank says it handles loan requests of nearly any size. Its NMLS identifier is 613839 and deposits are FDIC-insured.