PS Bank

PS Bank is a Pennsylvania community bank serving Bradford, Sullivan, Wyoming, Lackawanna, and Susquehanna counties in Northeastern and North Central Pennsylvania. It opened on December 14, 1914 as Peoples State Bank of Wyalusing, was the 444th bank insured by the Federal Deposit Insurance Corporation, and still carries that FDIC number. It took the PS Bank name in 2012.

Business lending covers commercial mortgage loans with terms up to 20 years, commercial construction loans including construction-to-permanent structures, and commercial loans and lines of credit with terms up to 20 years depending on the collateral pledged, used for operating expenses, real estate taxes, equipment, acquisitions, and debt consolidation. An SBA preferred lending team offers 7(a) and 504 loans for start-up costs, equipment, machinery, vehicles, expansion, real estate purchases, and working capital, with local lending decisions and one-to-one help through the application.

Around the lending business sit cash management with ACH origination and transaction downloads, credit card processing, remote deposit capture, business deposit accounts, residential lending through PS Mortgage (fixed-rate, FHA, VA, USDA, construction, and refinance), PS Wealth Management, and mobile and online banking. The branch network traces its own history: Wyalusing (1914), Wysox (1993), Dushore (2001), Factoryville (2005), Sayre (2007), North Towanda (2008), Tunkhannock (2011), Clarks Summit and PS Mortgage in Clarks Green (2016), a Montrose loan production office (2019), a business centre in South Abington Township (2022), and a Keyser Avenue office in Scranton (2025).

The lending pages do not state investor-property eligibility, loan minimums, recourse terms, or cash-out policies, and the rates shown on the site are consumer products such as home equity loans and certificates. Ask a commercial loan officer directly about investment property.