Note & seller-finance management
The Mortgage Office
The Mortgage Office is a web-based loan origination and servicing platform built for private lenders, mortgage funds, CDFIs, nonprofits, and government lending agencies. It covers the loan lifecycle from application and underwriting through funding, servicing, reporting, and payoff, replacing spreadsheets and disconnected systems with a single system of record shared by lender, borrower, and investor.
The servicing module automates payment processing, interest, escrow, and fee calculations, supports ARM loans, construction draws, and complex structures, and handles performing and non-performing loans with integrated loan-level accounting and a general ledger. Fund management covers investor accounting, distributions, and fund reporting. Origination adds configurable workflows, document tracking, and condition management, and loans move to servicing with no data re-entry.
Borrowers and investors get secure self-service portals to see balances and payment history, access statements and documents, pay online, and track escrow activity. Compliance tooling includes configurable reporting and full audit trails, and the company cites SOC 2 Type I and II. Integrations and an open API connect to systems including QuickBooks and Salesforce.
The company was founded in 1978 and gives Huntington Beach, California as its headquarters, with development and support based there. It says 1,100+ lenders use its solutions, managing over $190B in loans, and cites over 45 years of calculation accuracy. Named specialised support includes manufactured housing, escrow administrators, land lenders, property tax lenders, and tribes. Pricing is not published; the site routes buyers to a demo.
Best for
Private lenders, mortgage fund managers, and note investors outgrowing spreadsheets who need investor accounting, escrow, and compliance reporting in one system. Not aimed at an investor servicing a handful of notes.
What they do
- Loan servicing software
- Loan origination software
- Fund and investor management
- Construction loan management and draw tracking
- Enterprise multi-fund loan management
- Automated payment, interest, and escrow processing
- Loan-level accounting and general ledger
- Borrower and investor self-service portals
- Compliance reporting and audit trails
- Open API and third-party integrations
Details
| Attribute | Value |
|---|---|
| Founded | 1978 |
What stands out
- Founded in 1978, with its team, from development to support, based in Huntington Beach, California.
- Says 1,100+ lenders use its solutions, managing over $190B in loans.
- Cites over 45 years of calculation accuracy in its core engine and SOC 2 Type I and II.
- Names specialised support for manufactured housing, escrow administrators, land lenders, property tax lenders, and tribes.
- Integrates with systems including QuickBooks and Salesforce, and offers an open API.