The Hilb Group

Hilb Group is an insurance brokerage that grows by partnering with local brokers and supporting them with the resources of a larger firm. Its own framing is local relationships with national resources: personal service at branch level, backed centrally. Commercial insurance, employee benefits, and a consumer and private client brokerage are the three main lines, and the firm says it covers more than 30 areas of expertise.

The commercial side is organised into named specialty programmes, which include real estate, home and condo owners associations, construction, hospitality, farms, cannabis, financial institutions, government contractors, healthcare, marine, non-profit, professional services, retail, trailer dealers, transportation, and wholesale distribution. Coverage lines named include directors and officers, environmental liability, professional liability, workers' compensation, and private client valuables and collections.

Employee benefits services run from benefits consulting and compliance to flexible spending accounts, population health management and wellness, group long-term care, a healthcare captive, Taft-Hartley health plans, and managed payroll. The construction programme adds in-house loss control and a coverage and loss history review rather than an off-the-shelf policy; the farm programme serves dairy, pork, and contract finishing operations in Michigan, Ohio, and Indiana.

Founded in 2009, the firm is a Top 20 brokerage by its own description, says it employs more than 2,400 people, and serves clients in all 50 states. Fees, commission arrangements, and minimum account sizes are not published; which branch would service a given state is also worth confirming.