Insurance brokers
The Graham Company
Graham Company is an insurance brokerage and employee benefits advisor based in Philadelphia. Its named industries are construction, manufacturing and distribution, health and human services, real estate, and financial and professional services, and its lines run across property and casualty, employee benefits, surety, personal lines, cyber, and risk financing.
The firm's method is its proprietary P2RIME process, which it describes as reducing insurance utilisation rather than simply re-marketing a programme. The six components it lists are preparation and prevention, risk transfer, insurance, mitigation, and education, applied with data analytics to find weaknesses that drive risk and cost. Supporting services include safety services, claims management, contractual risk transfer, premises liability review, property portfolio cost allocation, coverage review, claims advocacy, and catastrophe modelling.
Hiring is deliberately from outside insurance: the firm says its people include attorneys, CPAs, nurses, and engineers, put through an in-house training programme. It has offices in Philadelphia, New York City, and Washington, DC, clients in all 50 states, and describes nearly 200 employees. A 24/7 emergency claims line is published.
Graham converted to employee ownership through an ESOP in 2017 and joined Marsh McLennan Agency in 2023, which it says maintains its leadership and culture while adding wider resources. Affiliations listed for its property clients include NAIOP, the Urban Land Institute, and the Pennsylvania and New Jersey apartment associations. Fees, commission arrangements, and minimum account sizes are not published.
Best for
Construction firms, real estate owners, and other operators with complex loss exposure who want loss control engineering and safety work driving the insurance buy, not just a market spread. Not a fit for small, simple accounts.
What they do
- Commercial property and casualty insurance
- Construction and contractor insurance programmes
- Real estate and habitational insurance
- Employee benefits consulting
- Surety bonds
- Cyber insurance
- Risk financing and alternative risk solutions
- Safety and loss control services
- Claims management and advocacy
- Contractual risk transfer review
- Catastrophe (CAT) modelling
- Personal lines insurance
Details
| Attribute | Value |
|---|---|
| Ownership | Subsidiary |
| Team size | 51-200 employees |
| Other offices | New York, NY, Washington, DC |
| Memberships | National Association of Industrial and Office Properties (NAIOP), Urban Land Institute, Pennsylvania Apartment Association, New Jersey Apartment Association, National Fire Prevention Association |
What stands out
- Offices in Philadelphia, New York City, and Washington, DC, with clients in all 50 states and nearly 200 employees.
- Converted to employee ownership through an ESOP in 2017, then joined Marsh McLennan Agency in 2023.
- Applies its own P2RIME process, which it describes as cutting insurance cost by reducing insurance utilisation.
- Published case results include insurance costs cut by 22% and more than $200,000 saved for one environmental remediation client in the first year.
- Hires from outside insurance: attorneys, CPAs, nurses, and engineers, then trains them in-house.