Temple View Capital

Temple View Capital Funding, LP is a national private portfolio lender making business-purpose loans on non-owner-occupied residential property. It lends to real estate investors and works with correspondent lenders and brokers.

Programs cover DSCR rental loans, fix-and-flip rehab loans, ground-up construction, stabilized bridge loans, and second-position rental loans. DSCR rental loans run $55K to $2.5M at up to 80% LTV, with a 660 minimum credit score and a 0.75x minimum DSCR on long-term rentals. Rehab loans run $75K to $6M at up to 90% LTV and 75% LTARV, with terms up to 24 months and the rehab budget fully funded through draws. Ground-up loans run $200K to $7.5M at 90% LTC and 75% LTARV on 12 to 24 month terms, for LLCs, LPs, and corporations only. Bridge loans run $75K to $4M at up to 80% LTAIV on 6 to 24 month terms with no prepayment penalty.

Underwriting is in-house and documentation-light: no income, no tax returns, and no reserves on several programs. The company states conditional approvals in 24 hours or less, funding within 2 business days of final approval, and rehab draws released in 2 days or less. It was founded by entrepreneurs with more than 22 years of residential mortgage and real estate investment experience, and it lends from a Bethesda, Maryland office.

Rates and terms are dated on each program page and subject to change, and the site notes that states outside its lending map may be approved by exception. Some services are not available to Nevada customers. Confirm current pricing, state availability, and entity requirements before applying.