Rich & Cartmill

Rich & Cartmill Insurance & Bonds is an independent insurance agency and bond producer that has operated under the same name since 1922, based in Tulsa. It describes itself as one of the largest privately held Trusted Choice independent agencies in the country and writes both commercial and personal lines.

Work is done agent by agent. The agency lists more than 60 independent agents across Oklahoma, Missouri, and Kansas, and its site lets a buyer filter that roster by location and by the industries an agent specialises in, so a submission goes to a named person rather than a general inbox.

Commercial coverage includes property, general liability, commercial auto for trucks, service vans, and company cars, workers' compensation, excess and umbrella liability, professional liability, directors and officers liability, fidelity and employee dishonesty coverage, and surety bonds. A dedicated program for nonprofit, religious, and social organizations adds workers' compensation covering volunteers as well as employees.

The agency's community arm, RC Cares, supports local charities across its markets. Because each agent builds their own book, confirm that the agent you are matched with writes habitational and investment property risk before sending a submission.