Qira

Qira is a financial technology platform for property managers covering three moments: the deposit at move-in, rent during the lease, and claims and refunds at move-out. Residents can pay a deposit in full, spread it across a plan, or take a zero-deposit alternative, and funds are held in an FDIC-insured, interest-bearing For-Benefit-Of account in the property's own name rather than pooled with operating funds.

On the rent side, Qira processes cards, ACH, and electronically posted checks with no on-site scanners, and its Pay Later product splits rent into up to four payments while the owner still receives the full amount on time. At move-out it produces itemized statements, tracks documentation and resident communication, and disburses refunds digitally with an audit trail; the company cites refunds issued in an average of 2.4 days and a nine-day improvement from notice to reconciled deposit.

Qira says it is licensed across all 50 U.S. states and keeps refund timelines, interest rules, escheatment, documentation, and required notifications current by jurisdiction, generating notices such as the California Civil Code 1950.5 notice automatically. It reports use by 1,200 or more property teams and two-way integration with Yardi, RealPage, Rent Manager, ResMan, and Fortress.

Qira is a financial technology company, not a bank. Pricing is not published; a demo and an ROI calculator are the published entry points. Operators should confirm resident-paid fees, what the deposit alternative covers, and which property management system integrations are live for their stack.