PSI Agency

PSI Agency operates as Palmetto State Insurance, an independently and locally owned insurance agency based in Lexington, South Carolina. It writes commercial, personal, and captive insurance, and runs a dedicated industry program for real estate investors in South Carolina, North Carolina, Georgia, and Alabama.

The agency describes a three-step process: a needs assessment to uncover exposures and coverage needs, a market search and negotiation on the client's behalf to assemble the right combination of policies, and placement. It emphasises visiting clients in person and being on site, and says it provides quick turnarounds on requests. Workers compensation is placed through its INSURISK Solutions arm.

Commercial lines include general liability, commercial property, commercial auto, commercial umbrella, builders risk, contractors equipment, professional liability, employment practices liability, cyber, commercial crime, directors and officers, fiduciary liability, surety bonds, and small business insurance. Personal lines cover homeowners, auto, motorcycle and recreational vehicles, boats and watercraft, umbrella, and life. Beyond real estate investors, the agency serves construction contractors, emergency medical transport, security guard companies, architects and engineers, and a substantial forestry and agriculture practice including timberland, logging, sawmill, log hauling, and farm coverage.

The team directory lists agents holding CIC, AAI, and CBIA designations. The published office is at 1720 North Lake Drive, Lexington, SC, with the main line at 803.785.7742. The coverage request form accepts every state, so confirm which states the agency is licensed in for your property before assuming multi-state placement.