Specialty coverage
Obie
Obie is an insurance brokerage built for landlords and real estate investors. Coverage is quoted online in a short flow rather than through a long form: get a quote, customize the coverage, then activate the policy.
Property types covered include single-family rentals, multifamily buildings of two to four units, apartment buildings of five or more units, and individual condo units. The company publishes guidance for investors on build-to-rent and hurricane coverage and maintains a risk map tool for understanding local property risks.
Alongside its direct channel, Obie works through partners: lenders who need insurance in place to close, agents placing coverage for investor clients, property managers handling risk and compliance, and technology partners who embed Obie quoting in their own platforms through an API. Customers cite Obie meeting lender insurance requirements across loan types from fix-and-flip to long term.
Obie Insurance Services, LLC and Obie Insurance Group, LLC each publish producer license numbers state by state on the site. Premiums depend on the property and the carrier; there is no published rate card. The office is at 167 N. Green St., Suite 1001, Chicago, IL 60607, phone 773-820-7132, with support hours Monday to Friday, 9am to 8pm ET.
Best for
Landlords and investors who want a landlord policy quoted and bound online in one sitting, and lenders or proptech platforms that need insurance embedded in a closing or product flow.
What they do
- Landlord insurance for single-family rentals
- Multifamily and apartment building coverage
- Condo unit coverage
- Embedded insurance and quoting API for partners
- Coverage placed to meet lender closing requirements
- Agent partner program
- Property manager risk and compliance support
- Online instant quoting and policy binding
Details
| Attribute | Value |
|---|---|
| How they charge | Quotes are generated online and premiums vary by property and carrier; no rate card is published. |
What stands out
- Publishes state-by-state producer license numbers for Obie Insurance Services, LLC and Obie Insurance Group, LLC.
- Quotes single-family, two-to-four-unit multifamily, apartment buildings of five or more units, and condo units.
- Works with lenders, agents, property managers and technology partners, with an API for embedded quoting.
- Office at 167 N. Green St., Suite 1001, Chicago, with support Monday to Friday, 9am to 8pm ET.