M&T Realty Capital

M&T Realty Capital Corporation is the commercial mortgage banking subsidiary of M&T Bank. It originates multifamily, affordable housing, seniors housing and healthcare, and commercial real estate debt, and describes its work as personalised mortgage banking carried through the life of the loan.

Capital sources include Fannie Mae, Freddie Mac, and FHA, along with life companies, debt funds, and other capital relationships, and the company runs its own proprietary bridge loan program for multifamily and seniors housing. It calls itself a national affordable housing capital provider. Loans are serviced in-house, with borrowers using the LoanStat portal for servicing, and the parent bank's balance sheet products and Wilmington Trust services sit alongside the agency executions.

The company reports more than 40 years of experience and services a portfolio of more than 1,500 loans totalling over $28 billion, including more than $4 billion in multifamily loans serviced nationally. For 2024 it reports ranking #10 among Freddie Mac producers, #4 in both Freddie Mac and Fannie Mae seniors housing production, and #9 among HUD healthcare lenders. It is a wholly owned subsidiary of M&T Bank (NYSE: MTB), Member FDIC, and operates under NMLS #1024366.

All loans and terms are subject to a completed application and credit approval, and pricing is not published. Recent transactions shown on the site run from about $20 million to $347.8 million, which is the clearest public guide to the size of deal the platform handles.