Storage insurance
MiniCo Insurance Agency
MiniCo Insurance Agency is a specialty insurance program administrator whose original and largest niche is self-storage. For facility owners it offers commercial property and liability coverage, workers' compensation, equipment breakdown, and a wind and hail deductible buyback program; for their tenants it offers both a tenant insurance program and an operator-managed Tenant Protection Plan.
Business is written through retail insurance agents and brokers rather than direct with owners, with dedicated program teams and underwriters for each program and a published contact list by program. MiniCo says its programs are available in all 50 states through licensed agents and brokers, and that coverage is placed with AM Best A-rated carriers. Claims are filed online or through the program's claims team.
Beyond self-storage, MiniCo administers programs for nonprofit and social services organisations, agribusiness, artisan contractors and landscapers, adult residential facilities, allied health, collectibles, property owners' association liability, participant accident, and several professional liability lines. It describes itself as one of the largest program administrators in the United States.
The agency was founded in 1974 and is headquartered at 10851 N. Black Canyon Highway, Suite 200, Phoenix, Arizona. It is a Jencap company; Jencap is a wholesale intermediary working in wholesale brokerage, binding authority, and program management. Rates are quoted case by case, so an owner needs a retail agent to obtain terms.
Best for
Self-storage owners who want facility property, liability, and workers' compensation placed through a specialist program administrator, plus a tenant insurance or tenant protection program. Owners must work through a retail agent or broker.
What they do
- Self-storage commercial property and liability insurance
- Self-storage tenant insurance
- Self-storage Tenant Protection Plan
- Self-storage workers' compensation insurance
- Wind and hail deductible buyback program
- Equipment breakdown insurance
- Collectibles insurance
- Nonprofit and social services insurance
- Agribusiness insurance
- Property owners' association liability
- Professional liability programs for architects, engineers, and lawyers
Details
| Attribute | Value |
|---|---|
| Founded | 1974 |
| Ownership | Subsidiary |
| Licenses | CA License: 0H04984 |
What stands out
- Founded in 1974 with a focus on insurance for the self-storage industry.
- A Jencap company; Jencap works in wholesale brokerage, binding authority, and program management.
- Says its programs are available in all 50 states through licensed agents and brokers.
- Coverage is placed through AM Best A-rated carriers.
- Holds California license 0H04984 and is headquartered in Phoenix, Arizona.
Common questions
- How does MiniCo's Tenant Protection Plan work?
- The Self-Storage Tenant Protection Plan is an operator-managed program that lets a facility offer protection for tenants' stored belongings directly. It is not insurance: it is a contractual agreement between the storage business and the tenant that reimburses covered losses up to a specified limit.
- Who owns MiniCo Insurance Agency?
- MiniCo Insurance Agency is a Jencap company. Jencap is a wholesale intermediary in the United States working in wholesale brokerage, binding authority, and program management.
- Is MiniCo coverage available nationwide?
- Yes. MiniCo says it offers insurance solutions in all 50 states, placed through licensed agents and brokers rather than sold direct to facility owners.
- How do I get a quote or file a claim?
- Quotes are requested through the Get a Quote page on the MiniCo website or by contacting the sales address, and business is written through retail agents. Claims can be filed online or through the claims team, and each program lists its own claims phone number and email on the contact page.