Madison Trust Company

Madison Trust Company is a self-directed IRA custodian founded in 2014, with its headquarters in Sioux Falls, South Dakota and an administration office in Montvale, New Jersey. It holds retirement accounts for investors who want to own assets outside publicly traded markets.

Account types are traditional, Roth, SIMPLE, and SEP IRAs, a Checkbook IRA, and a CryptoFlex IRA. The investments listed are real estate, promissory notes, private placements and operating businesses, crowdfunding and startups, gold and precious metals, and other alternative assets. Opening an account is described as three steps: apply online, fund by transfer, rollover, or contribution, then instruct Madison Trust to send the funds to the investment by check or wire.

Fees are flat-rate rather than a percentage of account value, and the site publishes a fee schedule, processing timeframes, and a comparison calculator against other custodians. The company reports more than 20,000 clients, over $6.5 billion in assets under custody, more than 2,000 five-star reviews, and an A+ BBB rating. It describes a collaboration with Broad Financial on checkbook-control structures, and runs a separate hub for investment sponsors who raise capital from IRA money.

The client-facing pages carry education material, guides, webinars, and case studies, and the firm offers a free discovery call before an account is opened. Several pages, including fast facts, fees, and the team page, were behind a bot check when the site was crawled, so confirm current fees, processing times, and the contact number before opening an account.