Skip to content

Life co & CMBS

Ladder Capital

Ladder Capital is an internally managed commercial real estate finance REIT, listed on the New York Stock Exchange as LADR. It originates fixed and floating rate senior first mortgage loans secured by commercial property, owns and operates net leased income-producing real estate, and invests in rated securities backed by commercial mortgage loans.

The lending business is aimed at the middle market, with loans described as $5 million to $100 million secured by commercial real estate in the United States. The company says it is permanently capitalized and independent of third-party secured financing and securitization exits, so decision-makers and capital sit inside the firm. It also provides tailored equity and debt across the capital stack.

Since its founding in 2008 Ladder reports $52 billion invested, loans originated in over 475 cities across 48 states, and $17.4 billion of loans securitized or sold. It is rated Baa3 by Moody's and BBB- by Fitch, both with stable outlooks, and BB+ by S&P with a positive outlook; those figures are stated as of June 30, 2026. Management and the board hold 13% insider ownership.

Ladder is headquartered at 320 Park Avenue in New York with a regional office in Miami, Florida. Rate sheets and loan terms are not published; the site posts current treasury, swap and SOFR levels instead.

Best for

Middle-market owners and sponsors needing a $5 million to $100 million first mortgage on U.S. commercial property, fixed or floating, from a balance-sheet lender rather than a broker.

What they do

  • Senior first mortgage fixed rate loans
  • Floating rate bridge loans
  • Loans originated for securitization
  • Net lease property ownership and acquisition
  • Commercial mortgage-backed securities investment
  • Structured equity and debt across the capital stack

Details

AttributeValue
Founded2008
OwnershipPublic
Other officesMiami, FL

What stands out

  • Describes itself as a direct provider of $5 million to $100 million commercial mortgage loans secured by U.S. commercial real estate
  • Reports $52 billion invested since its 2008 founding and $17.4 billion of loans securitized or sold
  • Reports loans originated in over 475 cities across 48 states
  • Rated Baa3 by Moody's and BBB- by Fitch with stable outlooks, and BB+ by S&P with a positive outlook