Higginbotham

Higginbotham is an independent insurance brokerage based in Fort Worth, Texas, with offices across Texas and the South. It places business and personal insurance and sells employee benefits, financial and HR services through the same relationship, so one broker can cover both the property schedule and the staff who work on it.

The firm describes itself as employee owned and builds its service around what it calls Day Two Services: the team that places the coverage stays involved through the policy year rather than reappearing at renewal. An account starts with a review of the client's risks, budget and circumstances before coverage goes to market.

A single toll-free line, 800-728-2374, reaches the firm, which routes accounts to local offices and specialist teams in its benefits and HR practices.

Only the home page rendered when the site was crawled; the about, partners, board and benefits pages were blocked, so the office count, carrier appointments and licence detail could not be checked. Ask which local office would hold the account and which carriers it can reach for habitational and hospitality risks.