Securities attorneys
Geraci LLP
Geraci LLP is a law firm that represents private lenders and fund managers across the United States. The practice is built around one industry: loan documentation, regulatory compliance, fund and investor structuring, default and foreclosure work, litigation, title support, and loan servicing and asset management support.
Transactional work covers drafting and negotiating notes, deeds of trust and security agreements, custom loan agreements for residential, commercial and construction loans, review of borrower entity documents, intercreditor and subordination agreements, loan modifications, forbearances and extensions, and cross-collateralized multi-property structures. Compliance work covers state and federal lending law including Dodd-Frank, RESPA and TILA, licensing through the California DRE, DFPI and NMLS, usury analysis, advertising and origination practices, and the consumer versus business-purpose distinction. Fund work covers formation of mortgage funds, REITs and private lending syndicates, securities compliance, private placement memorandums, operating agreements, investor disclosures and subscription documents. Disputes run from judicial and non-judicial foreclosure and loan workouts to deed-in-lieu transactions, collection suits, defense of borrower claims, broker and loan officer disputes, lien priority and title disputes, and mediation and arbitration.
The firm also publishes for the industry: a podcast, a private lending glossary, written resources and a series of private lending events, and it lists related entities and brands. Its site notes that Geraci LLP is a separate legal entity from the former firm founded in 2007. The registered office address is 4539 N 22nd St #4242, Phoenix, AZ 85016, with a satellite office and mailing address at 90 Discovery, Irvine, CA 92618.
No rates, flat fees or engagement minimums are published. Intake runs through a questionnaire covering lending type, experience level and the service needed. Phone is (949) 403-3488 in California and (602) 830-8050 in Arizona, office hours 8:30am to 5pm Monday to Friday, and the site states that contacting the firm does not create an attorney-client relationship.
Best for
Private and hard money lenders, mortgage fund sponsors and loan servicers who need lending documents, securities work, licensing advice or default litigation from a firm that works only in private lending. The firm represents lenders, not borrowers.
What they do
- Loan document drafting and negotiation
- Custom residential, commercial and construction loan agreements
- Intercreditor and subordination agreements
- Loan modifications, forbearances and extensions
- Lending compliance and licensing (DRE, DFPI, NMLS)
- Mortgage fund, REIT and syndicate formation
- Private placement memorandums and investor disclosures
- Judicial and non-judicial foreclosure representation
- Loan workouts and deed-in-lieu transactions
- Lender-side litigation, mediation and arbitration
- Title, appraisal and survey due diligence
- Loan servicing, collateral recovery and REO support
Details
| Attribute | Value |
|---|---|
| Other offices | Phoenix, AZ |
What stands out
- Represents private lenders and fund managers nationwide, from loan documents through securities compliance to default litigation.
- Forms mortgage funds, REITs and private lending syndicates, including PPMs, operating agreements and subscription documents.
- Advises on Dodd-Frank, RESPA and TILA, plus California DRE, DFPI and NMLS licensing requirements.
- Runs private lending events, a podcast and a published private lending glossary for the industry.
- States it is a separate legal entity from the former firm founded in 2007; registered office in Phoenix, Arizona, satellite office and mailing address in Irvine, California.