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Title & escrow

Doma

Doma provides title insurance, escrow, and settlement services for residential mortgage transactions, built around underwriting technology that decides title risk automatically. Its customers are mortgage lenders, brokers, agents, and homeowners, and it sells both directly and through the technology platforms mortgage originators already run on.

Three solution offerings sit on one patented platform: instant underwriting that issues a risk decision on a closing, title alternative products developed in partnership with Fannie Mae, and an escrow and settlement team that handles the closing itself. The company says the platform is integrated with the leading mortgage technology systems and title insurance underwriters.

Doma was founded in 2016, as States Title, by technology operators who objected to what homeowners paid on refinances. It went public on the NYSE in 2021 and was taken private in 2024 with Centerbridge Partners as sponsor. It says it has spent more than $100 million on research and development over nearly a decade and has worked with most of the top 10 mortgage lenders in the country.

The site gives a San Francisco headquarters with a mailing address in Irving, Texas, plus offices in Arlington, Texas and Huntington Beach, California, and routes one published number by topic. Title premiums are not published, so confirm which underwriter, which state, and which product applies to a given file.

Best for

Mortgage lenders, brokers, and mortgage technology platforms that want automated title decisioning plus a settlement team on residential closings. The company's published material covers residential mortgage transactions, not commercial deals.

What they do

  • Title insurance
  • Escrow and settlement services
  • Instant title underwriting for lenders
  • Title alternative products
  • Residential refinance and purchase closings
  • Integrations with mortgage technology platforms

Details

AttributeValue
Founded2016
OwnershipPE-backed
OfficesIrving, TX, Arlington, TX, Huntington Beach, CA

What stands out

  • Founded in 2016; went public on the NYSE in 2021 and was taken private in 2024 with Centerbridge Partners as sponsor.
  • Says it has spent more than $100 million on research and development over nearly a decade.
  • Says it has worked with most of the top 10 mortgage lenders and partners with Fannie Mae on title alternative programs.
  • Lists offices in Irving and Arlington, Texas and Huntington Beach, California, with a San Francisco headquarters.