CRC Group

CRC Group is a wholesale insurance distributor and underwriting manager. Retail agents and brokers use it to reach excess and surplus lines markets and carrier-backed programs for risks their standard markets will not write. It works through licensed insurance agents and states plainly that its material is not intended for business owners or insureds.

The business spans open-market brokerage, binding authority, program administration and employee benefits. CRC Specialty covers ready-to-bind small business placements, middle market work and customized specialty programs, with product verticals including property, casualty, executive and professional lines, cyber, transportation and personal lines, and industry verticals including construction, energy, financial and professional services, healthcare, hospitality and entertainment, manufacturing and retail, real estate, and public sector and education. Tools include Quick Quotes for instant terms backed by a producer, and the REDY Index, a monthly pricing analysis of the marketplace. Claims advocacy runs centrally under a chief claims officer.

CRC Group reports more than 6,000 teammates in offices across the United States and Canada, over $33 billion in annual premium placed, and partnerships with more than 650 carriers. It describes itself as one of the largest program administrators in North America, delivering niche underwriting through more than 30 brands across 10 or more industry verticals.

Because CRC is wholesale, a property owner cannot buy from it directly and has to ask their own retail broker to approach it. Its California operation trades as CRC of California Insurance Services, CA LIC No. 0778135, and it notes that coverages and programs are not available in every state.