Chattel lenders
Community West Bank
Community West Bank is a community bank serving Central California, with banking centers across Greater Sacramento, the San Joaquin Valley and the Central Coast. It provides personal and business banking, treasury management and lending to individuals and businesses in that footprint.
Business services include treasury management with positive pay, domestic and international wire transfers, remote deposit capture, and personal and business online and mobile banking. The bank also participates in community lending programs, including an $18,000 AHEAD Program grant awarded with the Federal Home Loan Bank of San Francisco to the Institute of Real Estate Management's RENEW program.
Established in 1979, the bank opened its first banking center in January 1980 and now reports nearly $5 billion in assets and 34 banking center locations, which it says makes it one of the largest community banks headquartered in Central California. Its holding company, Community West Bancshares, trades on NASDAQ as CWBC. The bank is regulated by the FDIC, the Federal Reserve Board, the SEC and the California Department of Financial Protection and Innovation, and operates under NMLS #459294.
Community West Bancshares completed its merger with United Security Bancshares on April 1, 2026, with systems integration completed in late July 2026. The pages reviewed describe general commercial and personal banking rather than specific niche lending programs, so a borrower looking for manufactured housing or SBA credit should confirm program availability and terms directly with the bank.
Best for
Businesses and individuals banking in Greater Sacramento, the San Joaquin Valley or California's Central Coast who want a local community bank; the pages reviewed describe no lending outside Central California.
What they do
- Personal banking
- Business banking
- Treasury management
- Positive pay
- Domestic and international wire transfers
- Remote deposit capture
- Online and mobile banking
- Community lending and grant programs
Details
| Attribute | Value |
|---|---|
| Founded | 1979 |
| Ownership | Public |
| Licenses | NMLS #459294 |
What stands out
- Established in 1979; opened its first banking center in January 1980.
- Reports nearly $5 billion in assets and 34 banking center locations in Central California.
- Holding company Community West Bancshares trades on NASDAQ under CWBC.
- Completed its merger with United Security Bancshares on April 1, 2026, with systems integration in July 2026.
- Awarded an $18,000 FHLBank San Francisco AHEAD Program grant to the IREM RENEW program.