Churchill Real Estate

Churchill Real Estate provides capital to the U.S. residential real estate sector. It lends senior secured against residential mortgages, working with the originators and owners of those loans, and originates business-purpose loans through both direct and third-party channels.

Its core loan products are short-term residential transition loans (RTL) and longer-term investor-purpose rental loans underwritten to DSCR. Churchill also closes financing facilities for other lenders and managers, including note-on-note facilities, acquisition and development and construction lines, and homebuilder finance. A proprietary technology platform carries a loan from origination through asset management, and the firm services third-party loan balances.

Founded in 2014, Churchill is headquartered in New York City with an office in Charlotte, North Carolina and an office in Tokyo, Japan. As of 12/31/2025 it reported approximately $16.2 billion of assets under advisory, which it defines as facilities under management for its Super Senior strategy plus third-party loan balances it services for its Whole Loan strategy, not assets under management.

Loan terms and pricing are not published. Ask which strategy a request falls under, and whether Churchill would be the direct lender or the facility provider behind one.