C-Loans

C-Loans, Inc. runs a commercial mortgage portal that lets a borrower or broker complete one short online application and put it in front of lenders in its databank, which includes banks, credit unions, life companies, conduits, REITs and hard money lenders.

The system screens out unsuitable lenders and returns a list of about 30 banks that fit the request; the applicant then submits to six lenders at a time and can click through to more if the first round says no. The site says more than 250 SBA lenders and more than 300 subprime or hard money lenders participate, and that the portal is free to use.

Alongside the portal, the company sells commercial mortgage training: online video and manual courses on underwriting, marketing and fee collection at $199 each, a $549 bundle, and a $849 package combining the brokerage and private-investor courses. It also runs referral programs that pay website owners and email marketers one eighth of a point on closed loans, and $250 per closing to anyone who signs up a new bank or credit union as a participating lender.

The company is at 555 University Avenue, Sacramento, and lists a California real estate broker licence, Arizona and Florida mortgage broker licences and an NMLS ID. Much of the site is promotional material aimed at brokers, with lender counts and fee figures repeated across pages, so confirm current participation numbers and any fees before relying on them.