Burns & Wilcox

Burns & Wilcox is a wholesale specialty insurance broker and underwriting manager. It works through retail insurance agents and brokers rather than selling directly to insureds, and places risks that standard markets decline or cannot write.

On the commercial side it covers property, casualty and general liability, construction, environmental, energy, cannabis operations, flood including private flood markets, transportation and garage, workers' compensation and management liability. A dedicated group of property-only brokers works the property segment, which the firm notes has faced tightening capacity and underwriting guidelines. Professional lines include cyber, privacy, technology and media, architects and engineers errors and omissions, general errors and omissions and healthcare liability.

Personal lines cover high-value and mid-range homeowners, coastal and brush exposures, high deductible and high liability limit options, builders risk, personal articles floaters for jewellery, fine art, wine and firearms, excess physical damage auto for high-value and exotic cars, comprehensive personal liability, and rentals, cottages and secondary homes.

The firm was established in 1969, beginning with one office in Southfield, Michigan, and committed fully to the wholesale market in 1983. It reports 60+ offices worldwide, 10,000+ brokers and agents served, and more than 300 insurance products and services. Because it is a wholesaler, coverage is accessed through your own retail agent; use the site's location and expert finders to identify the office covering your state, and expect terms to be quoted per risk.