Surety
Bryant Surety Bonds
Bryant Surety Bonds is a surety bond agency that writes license and permit bonds, contract bonds and title bonds for businesses across the United States.
The agency operates as a managing general underwriter, which it says gives it authority to underwrite bonds in-house and quote and issue directly rather than routing applications elsewhere. Applications are taken online using a soft credit pull, quotes are emailed once approved, and the bond certificate is emailed after payment. The site also runs a surety bond cost calculator and a title bond calculator for rough estimates, and it operates a bad credit surety bond program for applicants who fall outside the standard market.
Founded in 2007 and licensed in all 50 states, the agency says it has helped more than 120,000 businesses get bonded and works directly with more than 20 A-rated, T-listed carriers. It holds an A+ rating with the Better Business Bureau. In 2023 Bryant Surety Bonds became part of Risk Strategies, a national specialty insurance brokerage, and in 2025 Risk Strategies joined Brown & Brown.
The published figures are estimates rather than quotes. The site states that many license and permit bonds start at 0.5% to 0.75% of the bond amount for applicants with good credit and that premiums generally run 0.5% to 10% of the bond amount, with the exact rate depending on bond type, bond amount, risk and the applicant's credit. An exact price requires the full application.
Best for
Contractors, freight brokers, auto dealers, mortgage brokers and other licensees who need a state-required bond quickly in any state, including applicants with weak credit who have been declined elsewhere.
What they do
- License and permit bonds
- Contractor license bonds
- Contract bonds, including payment and performance bonds
- Title and bonded title bonds
- Mortgage broker bonds
- Freight broker bonds
- Bad credit surety bond program
- Bond renewals and rider changes
Details
| Attribute | Value |
|---|---|
| Founded | 2007 |
| Ownership | Subsidiary |
| Licenses | Licensed surety bond agency in all 50 states |
| Memberships | BBB A+ rating |
| How they charge | Many license and permit bonds start at 0.5%-0.75% of the bond amount for good credit; premiums generally run 0.5% to 10% of the bond amount. |
What stands out
- Founded in 2007 and licensed in all 50 states.
- Says it has helped more than 120,000 businesses get bonded.
- Works directly with more than 20 A-rated, T-listed carriers as a managing general underwriter.
- Holds an A+ rating with the Better Business Bureau.
- Became part of Risk Strategies in 2023; Risk Strategies joined Brown & Brown in 2025.
Common questions
- What is a surety bond?
- A surety bond is a three-party agreement in which the surety joins with the principal to guarantee to a third party, the obligee, that the principal will fulfil an obligation. The obligee is the person, company or government agency the bond is given to and the party the bond protects against loss.
- What does a surety bond cost?
- Premiums usually range between 0.5% and 10% of the bond amount. The price depends on the bond type and amount, the risk involved and the applicant's qualities, with applicants falling into either the standard market or a high-risk market. Bryant states that many license and permit bonds start at 0.5% to 0.75% of the bond amount for applicants with good credit.
- How much does a bonded title cost?
- In most states the required bond amount is 1.5 times the appraised value of the vehicle. Vehicles appraised up to $4,000 typically need coverage of up to $6,000 at a flat bond cost of $100, while higher-value vehicles generally cost $15 for every $1,000 of bond coverage, so a vehicle appraised at $8,000 with a $12,000 bond amount would cost $180. Title bonds are usually valid for a three-year term.