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Insurance brokers

Bowen, Miclette & Britt

Bowen, Miclette & Britt Insurance Agency, LLC is a Houston independent insurance agency that has placed commercial insurance, surety bonds, human capital management, and risk management programs for more than 40 years. As an independent agency it markets a client's requirements across carriers rather than representing one, and it says it has earned a place on the Business Insurance Top 100 Brokers of U.S. Business list.

Commercial lines cover general liability, workers' compensation, commercial auto, business owners policies, commercial umbrella, cyber, environmental liability, management liability, and international insurance, supported by loss control services and a published safety training calendar.

The industry practices named on the site are construction, energy, manufacturing, technology companies, and general industry. The construction practice handles builder's risk, surety bonds, environmental liability, and dedicated loss control, and works with guaranteed cost, loss-sensitive, and OCIP/CCIP program structures. The energy practice covers upstream, midstream, and downstream operations, from exploration and production through oilfield services, drilling and completion, and pipeline and refining.

The agency also sells employee benefit solutions, human resource outsourcing, and wellness programs, and runs a private client side covering high net worth individuals, family office services, estate and business planning, wealth transfer planning, and life insurance audits. It lists a 24/7 emergency contact line and two Houston addresses, on 2800 North Loop West and 1111 North Loop West. The pages reviewed name no real estate or hospitality practice group, and publish no premium or fee information.

Best for

Texas businesses, particularly in construction, energy, and manufacturing, that want an independent agency to market their commercial program across carriers. Real estate owners should confirm there is a property practice, since the site names none.

What they do

  • Commercial property and general liability placement
  • Workers' compensation programs
  • Commercial auto and commercial umbrella
  • Surety bonds
  • Environmental liability insurance
  • Cyber insurance
  • Management liability insurance
  • Employee benefits and human resource outsourcing
  • Loss control services and safety training
  • Private client and family office insurance

What stands out

  • Says it has placed commercial insurance, surety, and risk management programs for more than 40 years.
  • Cites a place on the Business Insurance Top 100 Brokers of U.S. Business list.
  • Runs a 24/7 emergency contact line with direct mobile and office numbers for senior staff.
  • Industry practices named on the site are construction, energy, manufacturing, technology, and general industry.