American Insurance Specialists (Allen Financial Insurance Group)

American Insurance Specialists, part of Allen Financial Insurance Group in Scottsdale, Arizona, markets and underwrites a packaged insurance program for RV parks, campgrounds, resorts, and mobile home parks. The program combines property, general liability, commercial auto, bonds, workers' compensation, and umbrella coverage, and the firm reports insuring more than 2,500 parks.

The program is written for recreational businesses across the United States, and the firm underwrites for the features these properties carry, including pools, playgrounds, mini golf, laundry and shower facilities, LP gas sales, general stores, snack bars, and restaurants or bars at larger operations. Coverage for seasonal operations is contemplated as well.

American Insurance Specialists describes itself as a national, multi-line brokerage group spanning the standard, surplus, and specialty markets, marketing and underwriting specialty programs for regional and national insurance companies. Other programs at the firm cover security services, special events, hospitality, and equine risks through The Equestrian Group division, which cites more than forty years of underwriting experience. The about page states the group has focused on service to policyholders, agents, and brokers for over 50 years.

The published program list is explicitly incomplete, and eligibility is decided case by case, so confirm appetite, carrier, and admitted or surplus lines status for a specific park before relying on the quote.